What does the usual working week look like in Morocco?

1. Sunday to Thursday, like most Gulf countries
2. Monday to Friday, sometimes with Saturday morning
3. Saturday to Wednesday
4. Monday to Saturday, full days every day

A buyer in Rabat suggests a site visit on Friday at 12:45. What is the most professional reply?

1. Accept without thinking, Friday is a normal working day
2. Refuse all Friday appointments
3. Insist on that slot because it is the quietest time of the week
4. Check whether the slot clashes with Friday prayer for the client, and offer the morning or later in the afternoon if it does

Which languages are official languages of Morocco under the 2011 Constitution?

1. Arabic and French
2. Arabic only
3. Arabic and Amazigh (Tamazight)
4. Arabic, French and Spanish

You are showing a flat in Tetouan to a local family. The grandmother speaks little French. Besides Darija, which language is most likely to help you in the north?

1. Spanish
2. English
3. Italian
4. German

A Moroccan corporate client in Casablanca writes to you formally. In which language should you usually answer a business email if you do not know his preference?

1. Darija written in Latin letters
2. Amazigh in Tifinagh script
3. English, because it is the official business language
4. French, then switch to the language the client uses

When did Operation Marhaba 2026, the welcome programme for Moroccans living abroad (MRE) coming home for the summer, run?

1. 1 January to 31 March
2. During Ramadan only
3. 10 June to 15 September
4. 1 November to 31 December

A married client in Fes says he must "talk it over with the family" before reserving a villa. What is the best move?

1. Tell him the offer expires tonight to force a decision
2. Offer the discount only if he decides alone
3. Invite the family to a second visit and give him clear documents and costs to share with them
4. Stop following up, he is not a real buyer

In October 2026 an MRE buyer living in Brussels cannot come back for the signing and wants his brother to sign with a power of attorney (procuration). What must you tell him?

1. Since 1 June 2026, a procuration on real rights must be registered at the court of first instance before use, or the sale can be void and refused by the land registry
2. A simple signed letter scanned by email is enough
3. Powers of attorney are no longer allowed for property sales
4. Only the notary's clerk can act for him, never a family member

An MRE client in Germany asks how much a Moroccan bank can lend him in dirhams for his purchase, under the rules reported in July 2026.

1. Nothing, MRE must pay cash
2. Up to 80% of the price, the rest paid in foreign currency
3. Up to 50% of the price
4. 100% of the price with no down payment

A young Moroccan couple who own no home want to buy a MAD 450,000 apartment as their main residence. How much direct housing aid can they expect?

1. MAD 100,000
2. Nothing, the aid stops at MAD 300,000
3. MAD 70,000
4. MAD 45,000, which is 10% of the price

A French couple in their mid-forties, moving to Marrakech with their children, say they are "not sure yet" about which neighbourhood. What is a smart approach?

1. Push them to reserve now before prices rise
2. Offer to find them a long-term rental first and stay in touch while they test schools and daily life
3. Drop them, they are not serious buyers
4. Show only medina riads, since all French buyers want one

A Marrakech buyer objects: "Prices here have exploded, I will wait." What did the official land registry index show for Marrakech over 2025?

1. Prices up about 1%, while the number of sales rose about 24%
2. Prices up about 30% and sales down by half
3. Prices down about 15%
4. No data is published for Marrakech

A Dubai-based investor asks: "If I sell in ten years, can I take my money and my profit back out of Morocco?" What is the accurate answer?

1. Yes, provided the purchase was funded in foreign currency and he keeps the proof, plus the sale deed and proof of tax paid
2. No, foreigners can never transfer sale proceeds abroad
3. Yes, automatically, with no documents needed
4. Only the original price, never the capital gain

A seller offers a foreign buyer a cheap house held only under a melkia (moulkia), with no titre foncier. What should you explain?

1. Melkia and titre foncier give exactly the same protection
2. A melkia is a bank guarantee, safer than a title
3. Foreigners are forbidden from buying any house in Morocco
4. A melkia is based on witness testimony with no central register, so there is a double-sale risk, and converting it to a title can take 12 to 36 months

A British buyer wants to send the 10% deposit straight to the seller's account "to show good faith". What do you advise?

1. Fine, it speeds things up
2. Pay it in cash at the first viewing
3. Send it to the agency's account instead
4. Pay it into the notary's escrow account, where the notary holds it until the sale completes

Example figures: a MAD 1,200,000 apartment is bought without a loan in October 2026, and MAD 250,000 of the price, referenced in the deed, is paid in cash. What extra registration duty does this cash part trigger?

A seller asks that MAD 400,000 be paid "au noir", off the deed, "like everyone does". Why does a professional refuse?

1. Because it lowers the agent's commission
2. Because the tax office can reassess the real value for four years with a 15% surcharge, the buyer will face a bigger taxable gain on resale, and it breaches anti money laundering duties
3. Because it is legal but frowned upon
4. Because only the notary may receive cash

During Ramadan 2026, what schedule did Moroccan public administrations follow, and what does it mean for your deals?

1. A continuous 9:00 to 15:00 day, Monday to Friday, so book administrative steps early in the day
2. Closed for the whole month
3. Normal hours, nothing changes
4. Night shifts only, from 21:00 to 2:00

Why should you check the date of Eid al-Adha every year before fixing a signing or a launch?

1. Because it always falls on 1 January
2. Because it is fixed on the Gregorian calendar
3. Because religious holidays follow the lunar calendar and move each year, and families travel and gather around them
4. Because notaries open only during Eid

A buyer of an off-plan flat asks: "Can the developer deliver late?" Which answer is honest and useful?

1. "Never, delivery dates in Morocco are always guaranteed."
2. "Yes, delays happen. Under the VEFA law the developer can ask for a six month extension, so check the contract type, the guarantee and the delay clauses before you pay."
3. "Delays are illegal, you will get your money back automatically."
4. "Pay everything now and the developer will go faster."