A client asks the difference between a primary unit and a resale unit in Egypt. Which answer is right?
- Primary means bought directly from the developer, resale means bought from an existing owner
- Primary means ready to move, resale means off-plan
- Primary means registered at Shahr Aqary, resale means not registered
- Primary means a first home, resale means an investment unit
In Egyptian market language, a primary unit is bought from the developer, so the buyer is the first owner. A resale unit is sold by a current owner, and it can be either finished or still under construction.
Nawy, Primary or resale: what's the difference (2026-07) A buyer takes over an off-plan unit from an owner who has paid part of the plan. In a typical Egyptian resale with installments, what does the buyer pay the owner in cash?
- The full contract price
- Only the premium
- The amount the owner has already paid plus the premium (the over), while the remaining installments continue to the developer
- The remaining installments, paid upfront to the owner
Resale listings usually show the paid amount, the remaining installments and the over price (premium). Cash to the owner equals paid amount plus over, and the buyer takes over the rest of the plan with the developer, usually after paying the developer's transfer conditions.
Property Finder Egypt, resale listing in Madinaty showing paid amount, over price and remaining installments (2026-08) On a project built on land allocated by the state, when can the developer start announcing unit sales under Prime Minister Decree 2184 of 2022?
- As soon as it signs the land contract
- Once a ministerial decree approves the project's master plan
- Once 50% of the structure is built
- Once the first phase is delivered
The rules forbid announcing sales before a ministerial decision approves the general plan of the project. Ask the developer for that approval when you check a launch, as well as the land allocation contract.
Zawya, Egypt sets new rules for real estate development, sales (2022-06) Under Decree 2184 of 2022, how long a grace period does a developer get on the contractual delivery date before delay remedies start?
- 3 months
- 6 months
- 24 months
- 12 months
The developer gets a 12 month grace period for late delivery. Beyond it, installments can be postponed for the length of the delay, and longer delays open the right to a refund. Always compare the promised date with the developer's past deliveries.
Riad & Riad Law Firm, New rules for developing off-plan properties in Egypt (2022-08) Under the same decree, after how many months of delay can a buyer cancel and get back what he paid?
- Over 24 months of delay
- Over 6 months
- Over 12 months
- Never, he can only postpone installments
When the delay passes 24 months, the buyer may terminate and recover the amounts paid, or choose to postpone his installments instead. Shorter delays only allow the installment schedule to be pushed back.
Zawya, Egypt sets new rules for real estate development, sales (2022-06) Under Decree 2184 of 2022, where must a developer route the money collected from buyers of a project?
- Into the developer's general corporate account
- Into a NUCA account
- Into a separate bank account opened for that project or phase
- Into the buyers' own savings accounts
The decree requires a dedicated project account for each project or phase, through which its revenues and costs flow, plus a minimum balance before construction starts. It works like an escrow and helps keep buyers' money in their own project.
Riad & Riad Law Firm, New rules for developing off-plan properties in Egypt (2022-08) A developer is launching phase 3 while phase 2 is far behind its approved timetable. What do the 2022 rules say?
- It can launch as long as phase 1 was delivered
- A new phase cannot be announced unless the developer met the approved schedule of the previous phase
- It can launch if it raises the down payment
- There is no link between phases
A new phase can only be announced if the previous one kept to its approved schedule, and a developer that still misses the schedule after a 6 month grace period can see sales approvals for later phases suspended. A launch while the last phase lags is a red flag.
Zawya, Egypt sets new rules for real estate development, sales (2022-06) A buyer asks why his contract includes a maintenance deposit on top of the unit price. What is it, legally?
- A non-refundable fee kept by the developer as profit
- A tax collected for the governorate
- An advance on the annual real estate tax
- A deposit the developer must safeguard, used for upkeep of the common areas, which the owners' union takes over once formed
Lawyers treat the clause as a deposit contract under the Civil Code: the developer must keep the money, usually in an interest-bearing account, and its returns pay for maintenance. The Building Law 119 of 2008 provides for an owners' union that later manages the compound.
Mondaq, Maintenance deposit under Egyptian laws (2021-03) Which authority plans Egypt's new cities, such as New Cairo, Sheikh Zayed and New Alamein, and allocates land in them to developers?
- The New Urban Communities Authority (NUCA), under the Ministry of Housing
- GOEIC
- The General Authority for Investment (GAFI)
- The Real Estate Publicity Department
NUCA, affiliated with the Ministry of Housing, plans and develops the new urban communities and allocates their land. When you check an off-plan project there, ask to see the developer's land contract or allocation with NUCA.
Wikipedia, New Urban Communities Authority (2026-10) In 2026, what payment plan length do major developers commonly offer? Sodic, for example, keeps most of its projects on which plan?
- 2 years
- 4 years
- 8 years
- 15 years
In July 2026 Sodic said about 90% of its projects run on 8 year plans. Knight Frank estimates average North Coast launch plans stretched from about 4.5 years in 2023 to about 7.8 years in 2026.
EnterpriseAM, Real estate price gains are masking a liquidity crunch for developers (2026-07) Why do analysts warn that long payment plans strain Egyptian developers in 2026?
- Because buyers pay more than the contract price
- Because prices are locked for years while building costs keep rising, so cash comes in slowly against rising costs
- Because banks forbid installments over 5 years
- Because the law caps price increases at 5% a year
Developers collect over 7 to 10 years while costs move fast: CAPMAS data showed cement up about 26% and sand about 37% year on year in May 2026. That is why a developer's delivery record and finances matter as much as the plan.
EnterpriseAM, Real estate price gains are masking a liquidity crunch for developers (2026-07) In October 2026, a client reads about escrow accounts per phase and buyer protection funds for Egyptian developers. What is the status of these rules?
- They are in force since January 2026
- They apply only to the New Administrative Capital
- They were rejected by Parliament
- They are part of a draft developers' union law still under discussion, not yet in force
The Ministry of Housing's draft law would require a bank account per project or phase, two buyer protection funds and prior approval before marketing, but it was still a draft under discussion in October 2026. Do not sell it to clients as current protection.
Daily News Egypt, Egypt drafts new real estate developers law with escrow accounts, buyer protection funds (2026-10) In 2026, how did asking prices for new North Coast launches move compared with 2025, according to an EnterpriseAM analysis with Knight Frank?
- Up about 24% year on year
- Down about 10%
- Flat
- Up about 100%
New launch asking prices on the North Coast rose about 24% year on year in 2026, ahead of East and West Cairo, which rose in the low double digits at the top of the market. These are nominal EGP prices, so compare them with inflation and the exchange rate.
EnterpriseAM, Sahel home prices continue to outpace Cairo as developers chase affordability (2026-07) A Kuwaiti client wants to buy an off-plan unit in New Cairo. What payment condition did the Cabinet attach to easing foreign ownership in 2023?
- He must pay in EGP from a local account
- He must pay at least 50% in cash
- The purchase must be paid in foreign currency
- He must use a mortgage from an Egyptian bank
The July 2023 decision let foreigners buy more than two units provided they pay in foreign currency. Check with the developer how it accepts foreign currency payments before the reservation.
Business Today Egypt, Egypt eases restrictions on foreign real estate ownership, now requires FX for payment (2023-07) Which set of checks best protects a client before he reserves an off-plan unit in a new city?
- The brochure, the show unit and the sales manager's promise
- The developer's land allocation or contract, the ministerial approval of the master plan, its delivery record on past phases and the dedicated project account
- Only the price per square metre against nearby compounds
- Only the length of the payment plan
The 2022 rules tie sales to an approved master plan, a project bank account and respect of previous phase timetables, so ask for proof of each. Add a visit to delivered phases and a lawyer's read of the delivery and refund clauses.
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