Which days form the official weekend in Saudi Arabia?

1. Thursday and Friday
2. Saturday and Sunday
3. Friday and Saturday
4. Friday only

A Saudi client greets you with "As-salamu alaykum". What is the expected reply?

1. "Marhaba"
2. "Wa alaykum as-salam"
3. "Shukran"
4. "Inshallah"

You are a male broker meeting a Saudi woman client for the first time. How should you greet her?

1. Offer your hand straight away, as with any client
2. Greet her verbally with a slight nod and let her decide whether to offer her hand
3. Greet only her male companion and ignore her
4. Kiss her on the cheek, as is common between friends

During Ramadan, Saudi labour law caps the working hours of Muslim employees in the private sector. What is the cap, and what does it mean for your viewings?

1. 8 hours a day; nothing changes
2. 6 hours a day (36 a week), so daytime is shorter and many clients prefer evening meetings after iftar
3. 4 hours a day; all property business stops for the month
4. No cap; Ramadan only affects schools

Your meeting with a Saudi buyer runs close to the time of prayer and he says he needs to leave for the mosque. What is the best response?

1. Ask him to stay ten more minutes to finish the numbers
2. Pause naturally, agree a time to continue after the prayer, and plan future meetings around prayer times
3. Use the break to call another client and forget to follow up
4. Suggest he prays later so the deal is not lost

A large Saudi family visits a villa. The father asks about the majlis and the layout. What are they most likely checking?

1. Whether there is a home cinema
2. Whether guests can be received in a separate reception room and entrance, keeping family areas private
3. Whether the kitchen is open-plan to the living room
4. Whether the villa has a rooftop gym

A Saudi citizen buying his first home for SAR 1,000,000 worries about the 5% real estate transaction tax. What should you tell him?

1. He must pay SAR 50,000 in tax whatever happens
2. First homes are always fully tax-free whatever the price
3. Under the first-home support, the State covers RETT on the first SAR 1,000,000 for eligible citizens, so he should get the First Home certificate from the Ministry
4. Only foreigners pay RETT

Under the Saudi Central Bank (SAMA) rule, what is the maximum financing a bank may give a Saudi citizen for a first home?

1. 70% of the value
2. 80% of the value
3. 100% of the value
4. 90% of the value

An expat with a valid iqama wants a mortgage on a Riyadh apartment. Which answer is the most accurate in 2026?

1. Expats cannot get mortgages in Saudi Arabia
2. Every bank lends 90% to expats with no conditions
3. Some banks lend to residents, commonly with about a 30% down payment, salary transfer to an approved employer, a clean SIMAH record, and a property in a permitted zone
4. Only Premium Residency holders can buy, and only with cash

A family with three young children says their must-haves are a mosque within walking distance and a good school nearby. What is the best way to build the shortlist?

1. Send every villa in budget and let them check the map
2. Filter by budget first, then map nearby mosques and school options (and drive times at school hours) for each unit before proposing three or four homes
3. Tell them all districts have mosques, so it does not matter
4. Focus on finishes and skip location questions

A buyer asks what your commission is and who pays it. Under the Saudi Real Estate Brokerage Law, what is the default rule for a sale?

1. 2.5% of the transaction amount, paid by the party who signed the brokerage contract with you, unless otherwise agreed in writing
2. 2% paid by both parties, always
3. 5% paid by the seller only
4. Whatever the broker decides on the day

A seller says: "We trust each other, let's skip the paperwork and agree verbally." Why should you insist on a written brokerage contract?

1. Because a verbal deal is rude in Saudi culture
2. Because the law requires a written contract with a defined term, deposited with REGA, or it is unenforceable
3. Because banks ask for it
4. There is no need; verbal agreements are fully protected

A client wants you to post his villa on social media today. What must be in place before you advertise it?

1. Nothing, social media is not regulated
2. Only the owner's verbal permission
3. Your REGA (FAL) licence, and the ad must show your name and licence number
4. A photographer's certificate

A Riyadh landlord asks you to find a tenant and promises you a bonus if you push the rent 15% above his current lease. What do you tell him?

1. No problem, the market is strong
2. Only commercial units are frozen, so his flat is fine
3. You cannot promise that: rents inside Riyadh's urban boundary are frozen for five years from September 2025, and breaches can cost up to 12 months' rent in fines
4. Raise it but write the old rent in the contract

A new tenant asks whether the lease really needs to be registered. What is the correct answer?

1. Yes, all rental contracts must be registered on the Ejar platform
2. Only leases above SAR 100,000 a year
3. No, a signed paper copy is enough
4. Only if the tenant is a foreigner

You are planning a campaign for a national holiday. On which date is Saudi Founding Day, a public holiday since 2022?

1. 23 September
2. 22 February
3. 2 December
4. 1 Muharram

A Saudi woman is buying an apartment in her own name and comes to the viewing with her brother. Who should you address about the purchase?

1. Only the brother, as he must decide
2. The buyer herself, while being courteous and inclusive with her brother
3. Nobody until her husband arrives
4. Whoever speaks first

An investor says: "The market is slowing, I'll wait until prices fall." Which answer is the most professional?

1. "Prices will double by 2030, buy now or regret it."
2. "You are right, call me in two years."
3. "Activity has slowed, and some buyers are waiting. Let's look at the current numbers for your target district, the rent you could earn today under the rules, and decide if a specific unit makes sense for you now."
4. "I can guarantee the seller will cut the price by 20%."

A new referral from a family friend wants to work with you. What builds trust fastest in the Saudi market?

1. Sharing your licence details, giving a clear written summary of fees and steps, answering on time, and following up personally (often by phone or WhatsApp)
2. Sending a long list of listings with no explanation
3. Pushing for a decision on the first visit
4. Avoiding questions about fees until signing

An English-speaking client receives an English translation of a Saudi regulation or contract. If the English and Arabic versions differ, which one generally governs?

1. The English version
2. Whichever the client prefers
3. The Arabic version
4. Neither; both are void